Can I accept USDC without a bank account?
Crypto processingMerchants·Where enabled·Updated
Yes. Crypto processing pays stablecoins into your own Swaps Wallet, so you don’t need a bank account. Bank services and other provider routes have their own verification requirements.
Start in three steps
Create your wallet
In the dashboard, create your Swaps Wallet with a passkey.
Create a crypto invoice
Set the amount and share the link with your customer.
Get paid
The full amount lands in your wallet. Move it to a bank later, after verification.
What your customer can pay with
| On Tempo | US-dollar stablecoins, named on the payment page. |
|---|---|
| From another network | USDC from Base, Ethereum, Polygon, Arbitrum or Optimism, carried by Relay, where enabled. |
| Not available | Solana and other networks not listed here. |
As of 1 October 2026. From the Swaps product and pricing.
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Written by Swaps team. Updated 1 October 2026. Amounts in panels are examples.