Pricing
Every cost beforeanyone pays.
No hidden markup. Every fee, provider and network cost is on screen before you confirm.
Compare all fees in one table
| Tool | Fee | Charged on | Other costs that can apply |
|---|---|---|---|
| 1% | Paid links. Crypto on Tempo or Relay: payer adds 1%. Cross-chain via Bridge and bank: 1% is deducted from what you receive. Drafting is free. | Provider, network, FX or spread | |
| 1% | Gross source funds, when you pay an invoice | Bridge FX quote, rail minimums | |
| 1% | Added on top, paid by your customer | Network cost of your customer’s transfer | |
| 1% | Payouts Bridge executes | Provider and network costs, borne by the employer | |
| $0 | Holding, sending and receiving on Tempo | Tempo network fee, about $0.03. 0.15% Swaps fee on sends to another network. 1% for bank withdrawals | |
| Crypto | $0 | Buy and sell routes | Provider processing, FX or spread, network or gas. 1% Swaps fee on swaps |
How Swaps earns on CryptoOn buy and sell, a provider-side commission or revenue share. On swaps, the 1% Swaps fee shown in the quote. Never a markup on the price you see.
Bank-service providerSwaps provides the interface and transaction coordination. Bank payments are processed by Bridge. Named before you pay. Never swapped silently.
From the Swaps mission
What we never do.
Hidden markup.
Swaps never worsens the public price for hidden revenue.
Surprise costs.
Fees, provider, network and FX costs are on screen before you confirm. If they change, the screen refreshes or the route stops.
Unfair settlement.
Fair settlement for everyone: you receive the result Swaps honestly represented.
How does Swaps make money?
On buy and sell routes Swaps adds no fee of its own and can earn a commission or revenue share from the provider. A swap carries a 1% Swaps fee, taken from the amount you swap. Where Bridge, the provider for supported bank services, moves the money, for paying an invoice and payroll, a flat 1% applies. Payment links price by rail. Crypto on Tempo or Relay: payer adds 1%. Cross-chain via Bridge and bank: 1% is deducted from what you receive. Crypto processing carries 1%, paid by your customer. Wallet: 0.15% for cross-network sends. 1% for bank withdrawals. Every cost is on screen before you approve.
What does a payment link cost?
Drafting is free, with no setup or subscription cost. Crypto on Tempo or Relay: payer adds 1%. Cross-chain via Bridge and bank: 1% is deducted from what you receive. Provider, network, FX or spread costs are shown before your client pays.
What does paying an invoice cost?
1% on gross source funds. Bridge calculates the USDC source quote at funding, so it is not simply the invoice amount plus 1%. Rail minimums apply where enabled: ACH from 50.00 USD, wire from 1,000.00 USD, SEPA from 200.00 EUR.
Who pays the crypto processing fee?
Your customer. The 1% is added on top of the amount, so you receive the full amount. Your customer sees the fee and the exact total before paying.
What does payroll cost?
A flat 1% on payouts Bridge executes. Provider and network costs are borne by the employer under provider terms. Payroll is execution only: it does not calculate payroll taxes, issue payslips or handle EOR work.
Can a price change before I confirm?
Yes. Rates, network costs, provider availability and eligibility can change. The screen then refreshes the numbers or stops the route. It never changes the economics silently.
Open your
Swaps account.
Every fee on screen before you confirm.