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Pricing

Five tools and Crypto

Every cost beforeanyone pays.

No hidden markup. Every fee, provider and network cost is on screen before you confirm.

By tool

What each tool costs.

The fee, what it applies to, what else can apply, and where you see the total.

  • Pay

    1%on gross source funds

    Applies to
    Paying a supplier invoice with USDC. Your supplier gets a bank transfer.
    Carried by
    Bridge, the provider for supported bank services.
    Can also apply
    The Bridge FX quote and per-rail minimums.
    Where you see it
    On the invoice review, with the source quote at funding.
  • Get paid

    1%paid by your customer

    Applies to
    Stablecoin payments. The fee is added on top, so you receive 100% of the amount.
    Carried by
    Tempo, or another network via Relay.
    Can also apply
    The network cost of your customer’s transfer.
    Where you see it
    Your customer sees the fee and the exact total before paying.
  • Pay

    1%on executed payouts

    Applies to
    Payouts Bridge executes for an approved pay run.
    Carried by
    Bridge, the provider for supported bank services.
    Can also apply
    Provider and network costs, borne by the employer under provider terms.
    Where you see it
    On the approved pay run and each payout row.
  • Hold

    $0Swaps fee on Tempo

    Applies to
    Holding a balance, and sending or receiving on Tempo.
    Carried by
    Tempo. Other networks via Relay, bank transfers via Bridge.
    Can also apply
    Tempo network fee, about $0.03 per transfer. A 0.15% Swaps fee to another network. 1% for bank withdrawals.
    Where you see it
    On the wallet review, before you approve with your passkey.
  • Buy · Sell · Swap

    $0Swaps fee to buy and sell

    Applies to
    Buy and sell routes. Swaps can earn a provider-side revenue share.
    Carried by
    The provider you choose, named in the quote.
    Can also apply
    Provider processing, FX or spread, network or gas. A 1% Swaps fee on swaps, taken from the amount swapped.
    Where you see it
    In the live quote, then the provider checkout before you confirm.
Compare all fees in one table
Swaps fees by tool: the fee, what it is charged on, and other costs that can apply
ToolFeeCharged onOther costs that can apply
1%Paid links. Crypto on Tempo or Relay: payer adds 1%. Cross-chain via Bridge and bank: 1% is deducted from what you receive. Drafting is free.Provider, network, FX or spread
1%Gross source funds, when you pay an invoiceBridge FX quote, rail minimums
1%Added on top, paid by your customerNetwork cost of your customer’s transfer
1%Payouts Bridge executesProvider and network costs, borne by the employer
$0Holding, sending and receiving on TempoTempo network fee, about $0.03. 0.15% Swaps fee on sends to another network. 1% for bank withdrawals
Crypto$0Buy and sell routesProvider processing, FX or spread, network or gas. 1% Swaps fee on swaps

How Swaps earns on CryptoOn buy and sell, a provider-side commission or revenue share. On swaps, the 1% Swaps fee shown in the quote. Never a markup on the price you see.

Bank-service providerSwaps provides the interface and transaction coordination. Bank payments are processed by Bridge. Named before you pay. Never swapped silently.

From the Swaps mission

What we never do.

  • Hidden markup.

    Swaps never worsens the public price for hidden revenue.

  • Surprise costs.

    Fees, provider, network and FX costs are on screen before you confirm. If they change, the screen refreshes or the route stops.

  • Unfair settlement.

    Fair settlement for everyone: you receive the result Swaps honestly represented.

FAQ

Questions.

How does Swaps make money?

On buy and sell routes Swaps adds no fee of its own and can earn a commission or revenue share from the provider. A swap carries a 1% Swaps fee, taken from the amount you swap. Where Bridge, the provider for supported bank services, moves the money, for paying an invoice and payroll, a flat 1% applies. Payment links price by rail. Crypto on Tempo or Relay: payer adds 1%. Cross-chain via Bridge and bank: 1% is deducted from what you receive. Crypto processing carries 1%, paid by your customer. Wallet: 0.15% for cross-network sends. 1% for bank withdrawals. Every cost is on screen before you approve.

What does a payment link cost?

Drafting is free, with no setup or subscription cost. Crypto on Tempo or Relay: payer adds 1%. Cross-chain via Bridge and bank: 1% is deducted from what you receive. Provider, network, FX or spread costs are shown before your client pays.

What does paying an invoice cost?

1% on gross source funds. Bridge calculates the USDC source quote at funding, so it is not simply the invoice amount plus 1%. Rail minimums apply where enabled: ACH from 50.00 USD, wire from 1,000.00 USD, SEPA from 200.00 EUR.

Who pays the crypto processing fee?

Your customer. The 1% is added on top of the amount, so you receive the full amount. Your customer sees the fee and the exact total before paying.

What does payroll cost?

A flat 1% on payouts Bridge executes. Provider and network costs are borne by the employer under provider terms. Payroll is execution only: it does not calculate payroll taxes, issue payslips or handle EOR work.

Can a price change before I confirm?

Yes. Rates, network costs, provider availability and eligibility can change. The screen then refreshes the numbers or stops the route. It never changes the economics silently.

Open your
Swaps account.

Every fee on screen before you confirm.