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Payment links

Send a link.Get paid.

Swaps Payment Links: freelancers and small businesses get paid by bank transfer or USDC.

Create a link See how it works
Example

Requested by

North Studio

Brand design, Project 08

850.00 USD

swaps.app/pay/project-08

Your client pays by

  • Bank transfer
  • USDC
Inside a linkExample

One link.
Four moments.

One request, from draft to paid. The amount never changes.

  1. 01 / 04 · Create

    Create therequest.

    Set the amount and where you receive. A draft moves no money.

    DraftExample

    New payment request

    Amount2 line items

    850.00 USD

    ForBrand design, Project 08
    Client (optional)Atelier Oslo
    Receive toUSDC wallet

  2. 02 / 04 · Share

    Shareone link.

    Send the link or its short version by email or any chat.

    ActiveExample

    850.00 USD

    Atelier Oslo · Brand design, Project 08

    Reminders
    On

  3. 03 / 04 · Your client pays

    Your clientpays.

    They pick a method on their own device. No Swaps account.

    Example

    swaps.app/pay/project-08

    North Studio requests

    850.00 USD

    Brand design, Project 08

    • Bank transfer via Bridge, selected
    • USDCBase, Ethereum, Polygon, Arbitrum, Optimism

  4. 04 / 04 · You get paid

    You getpaid.

    Follow each status to Settled. A link can also expire or be refunded.

    Example

    Payment from Atelier Oslo

    850.00 USD

    1. Active, done
    2. Viewed, done
    3. Processing, done
    4. Paid, current
    5. Settled, next
    Receipt
    Sent to your client
    Destination
    USDC wallet
  • 01

    No account for your client.

  • 02

    Bank transfer or USDC.

  • 03

    Every cost before anyone pays.

Payment methods

How your client can pay.

Your client sees only the methods that work for this link.

Payment methods for links, by type and currency
CurrencyMethods and networks
Bank transfer · via Bridge
EUREuro
  • SEPA
GBPBritish pound
  • Faster Payments
On-chain transfer
USDCStablecoin
  • Base
  • Ethereum
  • Polygon
  • Arbitrum
  • Optimism

AvailabilityAvailable where enabled for your account. Limits depend on the method and on who pays.

Pricing

Drafting is free.
1% on paid links.

See all pricing
Drafting a link
Free
Paid link
1%
Setup or monthly fee
None
Provider, network or FX costs
Shown before your client pays

Payment links, in facts.

As of

Fee
Crypto on Tempo or Relay: payer adds 1%. Bank: 1% is deducted from what you receive. Drafting is free.
Can also apply
Provider, network, FX or spread costs.
Your client pays by
Bank transfer (SEPA, Faster Payments) or USDC, where enabled for your account.
In transit
Bridge and its banking partners process the transfer under the route’s completion, return and compliance rules.
Status
Draft for free. Money moves after activation.

Who it is for

Made for people who bill.

When you need more than a link, the next tool is one step away.

Trust

Swaps provides the interface and transaction coordination.

Bank-service provider

Bank payments are processed by Bridge and its banking partners. Named before anyone pays, never swapped silently.

Draft first.

Activation needs business verification or a verified individual account.

FAQ

Questions.

Does my client need a Swaps account?

No. Your client opens the link and pays without a Swaps account. They only see the payment methods that work for this link.

How can my client pay?

By bank transfer or USDC, where enabled for your account: SEPA in EUR, Faster Payments in GBP, and USDC on Base, Ethereum, Polygon, Arbitrum or Optimism.

How do I receive the money?

To a USDC wallet. USD links can also settle to your Swaps wallet. You choose where to receive when you create the link.

What does it cost?

Drafting is free. Crypto on Tempo or Relay: payer adds 1%. Bank: 1% is deducted from what you receive. There is no setup or monthly fee. Provider, network or FX costs are shown before your client pays.

Do I need to verify my business?

You can draft links before you verify. Money moves only after activation, which needs business verification or a verified individual account.

Are there payment limits?

Limits depend on the payment method and on who pays, so there is no single limit for every link. Your client only sees methods that work for this link.

Create your
first link.

Drafting is free. Your client pays without a Swaps account.

Create a link Sign in