How to Buy XRP

Step-by-step guide by Swaps for quick and easy crypto asset purchase.

What is XRP

XRP is a digital currency created with a clear mission: to improve and speed up international money transfers. Developed by Ripple Labs in 2012, XRP stands out because it's specifically designed to work within the financial system, rather than outside of it like many other cryptocurrencies. It aims to make global transactions faster, cheaper, and more reliable.

At its core, XRP operates on the XRP Ledger, a technology that supports quick and cost-effective transactions. What sets XRP apart is its incredible speed — transactions can be settled in just 3-5 seconds, which is a fraction of the time it takes for traditional banking transactions. Moreover, the cost of sending XRP across borders is minimal, often just a fraction of a cent. This efficiency presents a significant advantage over the costly and slow processes typical of conventional international money transfers.


XRP price chart

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Why buy XRP?

Fast Transactions

XRP offers incredibly rapid transaction speeds, completing cross-border payments in just 3-5 seconds. This efficiency is a game-changer for international finance.

Low Transaction Costs

Sending XRP anywhere in the world costs just a fraction of a cent, making it an economical choice for global payments compared to traditional banking fees.

Strong Utility

XRP is used by financial institutions to improve liquidity and speed up international money transfers, indicating its strong utility and potential for growth in the financial ecosystem.

What makes XRP unique?

XRP stands out in the market for several key reasons. First, its high transaction speed, with settlements often completed in just 3-5 seconds, far outpacing Bitcoin and Ethereum. This makes XRP attractive for real-time global money transfers. 

Secondly, XRP transactions are cost-effective, usually costing a fraction of a cent. This efficiency opens up new possibilities for microtransactions that are not feasible with higher-cost networks. 

Additionally, XRP is designed with a specific use case in mind: facilitating fast and cheap cross-border payments in collaboration with banks and financial institutions. Unlike many cryptocurrencies aiming to replace traditional banking, XRP seeks to enhance and streamline existing financial systems. 

Ripple, the company behind XRP, has established numerous partnerships with leading global banks to integrate XRP into their payment infrastructures, highlighting its practical utility and adoption in the real world.

How to buy XRP with Swaps

Enter an amount

Enter the amount of XRP you’d like to buy and choose payment method

Verify your identity

For the first experience pass KYC procedure, it's fast and only needed once.

Pay and receive crypto

Specify wallet address to which you will receive XRP and confirm the transaction.

Different ways buy XRP with Swaps

Credit or Debit Card

Our platform seamlessly supports direct crypto purchases using debit or credit cards. Simply input your bank card details, specify the amount of cryptocurrency, and complete the transaction.

Bank Transfer

Initiate a transfer, and upon receiving the funds, you can purchase your desired cryptocurrency directly from your bank account. Using the SEPA method available to you, you can process payments with a minimal fee of 1%, regardless of the amount, and receive funds within a day.

Google & Apple Pay

Utilize these digital wallet services to expedite the purchase of cryptocurrency from linked cards right from your smartphone. It's a swift and convenient way to invest without the need for manual card details entry.

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Benefits of Buying with Swaps

Instant purchases

Purchase your next crypto asset with a bank card or your preferred method is easier than ever. A few moments for each transaction

The best rate always

Best price execution from top leading liquidity providers and protection from risks

Safe and secure

Secure transactions with 3-DS V2 verification. Swaps is verified by Visa and supports Mastercard ID check.

Industry-leading KYC verification

Instant verifications and extensive testing allow us to eliminate common drop-off points

World-class anti-fraud system

With our top global partners we established a fully tamper-proof anti-fraud mechanism, fighting cryptocurrency fraud with unprecedented efficiency

Feedback from users

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