Do I need a special app for PIX?

No. PIX is built into your existing Brazilian banking app. Any bank or fintech that supports PIX works — Nubank, Itau, Bradesco, Banco do Brasil, Inter, and others.

Is PIX available 24/7?

Yes. PIX works around the clock, 365 days a year, including weekends and public holidays.

Are there any fees for PIX payments?

PIX is free for individuals at most Brazilian banks. The only cost is the provider processing fee, which is typically the lowest available.

How do I make a PIX payment?

You can scan the QR code shown during checkout with your banking app, or copy the PIX key and paste it into your bank's PIX transfer screen.

Buy Crypto with PIX

Buy Bitcoin and crypto with PIX (Brazil). Instant payments from Brazilian banks. Best rates for BRL to crypto.

What is PIX?

PIX is Brazil's instant payment system created by the Central Bank of Brazil. It processes payments 24 hours a day, 7 days a week, including holidays. PIX has become the most popular payment method in Brazil, with transfers completing in seconds at zero or near-zero cost.

How to Buy Crypto with PIX

Enter the amount in BRL and select your cryptocurrency on Swaps.
Choose "PIX" as your payment method.
Scan the QR code with your banking app or copy the PIX key to make the payment.
Payment confirms in seconds, and crypto is sent to your wallet instantly.

PIX — Pros

Instant settlement — seconds, not minutes or days
Free or near-zero fees for the payment itself
Works 24/7, including weekends and holidays

PIX — Cons

Brazil only — requires a Brazilian bank account with PIX enabled
BRL only — no multi-currency support
Selling crypto via PIX is not currently supported

PIX Limits & Fees

Processing time	Instant (seconds, 24/7)
Limits	R$50 - R$50,000 per transaction
Fees	Free or very low (0-0.5%). The cheapest way to buy crypto in Brazil.
Regions	Brazil
Currencies	BRL (Brazilian Real)

Popular Cryptocurrencies

Other Payment Methods

Why use PIX on Swaps

Swaps does not process payments itself — we route your PIX transaction through licensed on-ramp providers (Paybis, Transak, Bridge by Stripe, Onramper, Mercuryo, OKX, Coinbase, and others) and rank their live quotes by total receive amount in your local currency. The best provider for PIX depends on your country, the amount, and the coin you are buying, which is why every quote is re-evaluated in real time. The crypto goes directly to the wallet address you control; Swaps never custodies funds during the transaction.

What to expect

PIX availability varies by provider and country. Some providers settle PIX payments instantly, others may batch transfers depending on the rail. KYC requirements depend on the provider's compliance rules in your market — many corridors complete without verification at smaller amounts. Before you pay, Swaps applies a Tier-1 fiat-aware filter so PIX routes that would be rejected by every available provider in your country never appear in the comparison. If a route is shown, it can complete; if it is hidden, the rail is not currently supported in your market.