Bill and pay
Invoices,both ways.
Swaps Invoices let freelancers and small businesses bill clients with line items and a due date.
Invoice 1042
Atelier Oslo
2 items · Due 30 Oct
2,500.00 USD
Your client pays by
- Bank transfer
USDC
One invoice.
Two directions.
Switch sides. The arrow follows the money. The amount never changes.
-
01 / 02 · Get paid
You billa client.
Line items and a due date. Paid by bank transfer or USDC.
Get paidInvoice 1042
Due 30 Oct
From Atelier OsloYour client to YouNorth Studio
2,500.00 USD
- Brand identity · 1 project
- 2,000.00
- Workshop · 1 day
- 500.00
-
02 / 02 · Pay
You paya supplier.
Fund it in USDC. Your supplier gets a bank transfer.
PaySupplier invoice
US bank · ACH
From YouUSDC on Base to Kiln Print Co.Your supplier
2,500.00 USD
- Swaps fee
- 1%, shown before you fund
- Receipt
- PDF when it settles
- 01
Bill with line items.
- 02
Pay suppliers in USDC.
- 03
Every cost before money moves.
Pay a supplier
Paying a supplier?
Fund their invoice in USDC. Your supplier gets a bank transfer and never needs Swaps.
Rails and minimums
| Currency | Rails and minimums |
|---|---|
| Your supplier receives · via Bridge | |
 USDUS bank account |
|
 EUREuro bank account |
|
| You fund with | |
| USDCStablecoin |
|
Where enabled for your account. Each rail shows its status before you start. Limits depend on your account.
Price list
You bill a client
- Drafting an invoice
- Free
- Paid invoice
- 1%
You pay a supplier
- Paying an invoice
- 1% of gross source funds
- Currency exchange
- Provider quote when you fund
Drafting has no setup or monthly fee. Provider, network or FX costs are shown before money moves.
Invoices, in facts.
- Bill a client
- Crypto on Tempo or Relay: payer adds 1%. Cross-chain via Bridge and bank: 1% is deducted from what you receive. Drafting is free.
- Pay a supplier
- 1% on gross source funds.
- Your supplier receives
- USD by ACH or wire, EUR by SEPA. GBP, BRL, MXN where enabled.
- You fund with
- USDC on Base, Ethereum, Polygon, Arbitrum, Optimism
- As an individual
- Up to 4,000.00 USD per payout.
Who it is for
For people who bill and pay.
When a link or a checkout fits better, it is one step away.
-
Just an amount? Send a payment link.
Freelancers
Bill a client abroad with a proper invoice.
-
Selling on your own site? Use processing.
Small businesses
Pay suppliers abroad from USDC.
Trust
Swaps provides the interface and transaction coordination.
Bank-service provider
Bank payments are processed by Bridge and its banking partners. Named before money moves, never swapped silently.
Draft first.
Draft invoices before you verify. Money moves only after verification.
Does my client need a Swaps account?
No. Your client opens the invoice link and pays by bank transfer or USDC without an account. They only see the methods that work for this invoice.
What goes on an invoice?
Your client, line items from your products, an invoice number, a due date and the total. Swaps can email the invoice to your client and send reminders.
What happens on the due date?
The invoice link expires on its due date and can no longer be paid. Choose no due date if it should stay open.
How do I pay a supplier’s invoice?
Enter the invoice amount and your supplier’s bank details, then send USDC from Base, Ethereum, Polygon, Arbitrum or Optimism. Your supplier receives a bank transfer and never needs Swaps.
Where can my supplier receive?
To a US bank account by ACH from 50 USD or by wire from 1,000 USD, or to a euro account by SEPA from 200 EUR, where enabled for your account.
What does it cost?
Drafting is free. Paid invoices price by rail. Crypto on Tempo or Relay: payer adds 1%. Cross-chain via Bridge and bank: 1% is deducted from what you receive. Paying a supplier costs 1% of the gross source funds plus the provider’s FX quote. Every cost is shown before money moves.
Bill it.
Or pay it.
Drafting is free. Your client and your supplier never need a Swaps account.