USD to USDT — Dollar to Tether

USDT is pegged 1:1 to the US Dollar. Convert any amount of USD to Tether at the live market rate — usually within fractions of a cent of $1.00.

Buy USDT with USD

Buy Tether (USDT) with US Dollars using card, ACH, or wire transfer. Compare rates from multiple providers on Swaps.

Which USD route is usually best

ACH and bank transfer routes often win on cost, while cards are faster for urgent purchases. Use the converter as a reference, then open a live quote to compare the actual execution route.

How the USD to USDT route works

Tether (USDT) is pegged 1:1 to the US Dollar, so the conversion is essentially fee-driven: every $1 buys close to 1 USDT minus provider spread and the cost of the payment rail you use. ACH and bank wire are usually cheapest for ticket sizes above $1,000. Card and Apple Pay clear faster but typically charge a higher provider fee. The USDT lands directly in the wallet address you control; Swaps never custodies funds during the transaction.

Before you buy

The reference rate shown is the mid-market price. Open a Swaps quote to see the actual executable rate including provider spread, payment-method cost, and any state-level eligibility checks. The Tier-1 fiat-aware filter ensures only routes that can actually complete in your jurisdiction appear in the comparison.