Transaction Limits

Limits depend on your verification level (KYC tier) and payment method. Swaps shows exact limits from each provider before you start.

Limits by Verification Level

No KYC (Email Only): $50–$200 per transaction
Basic KYC (ID): $500–$5,000 per transaction
Full KYC (ID + Selfie): $10,000–$50,000 per transaction
Premium / Business: $50,000+ (provider-dependent)

How to Increase Limits

Complete identity verification with a government ID
Add a selfie for enhanced tier
Use bank transfers (higher limits than cards)

FAQ

What is the minimum? Typically $10–30 for card, $10–50 for bank transfer.

Do crypto swaps have limits? Generally no hard limits — only liquidity constraints.

Why providers set different limits

Each licensed provider operates under a specific regulatory framework — Lithuania VASP, FinCEN MSB, FCA registered, etc. — and the framework dictates KYC thresholds and per-transaction caps. Higher tiers exist because regulators require enhanced due diligence above certain amounts. Swaps does not set the limit; we surface the truthful per-provider cap before you start so you know which routes can complete your intended trade size.

Per-corridor caps

Card transactions usually have lower per-transaction caps than bank-rail transactions because card-network risk profiles are stricter. Country-specific rails (PIX in Brazil, UPI in India, M-Pesa in Kenya) often have country-set instant transfer caps that flow through to the corridor. Use the comparison to find the provider whose caps and KYC tier best match your trade size — Swaps re-ranks by total receive amount within your eligible-by-limits set.