Limit truth
Transaction Limits
Limits are set by the route that moves funds. The exact minimum, maximum and unavailable state is in the live quote, invoice review, activated link, wallet action or approved pay run.
A limit is a gate, not a universal number
Route
Amount, country, asset, method and provider.
Product
Invoice, link, wallet, payroll or live quote review.
Provider
KYC, KYB, risk, rail and execution policy.
State
Unavailable routes block or explain before approval.
Product gates
Each product owns its limit.
Each Swaps product has a different limit owner. This page explains the model; the product surface shows the exact state.
| Product | Limit anchor | Gates |
|---|---|---|
| Buy | Live quote and provider route, then the provider checkout. | Country, asset, amount, payment method, provider availability and KYC state. |
| Sell | Bridge’s minimum and single-order maximum for the stablecoin and network, shown in the quote. | Stablecoin and network, payout rail, Bridge verification and a bank account in your name. Residents of the EEA sell USDC only. |
| Invoice review and rail minimum, with the Bridge funding quote. | Rail support, USD ACH/wire or EUR SEPA availability, source chain, Travel Rule limits and Bridge readiness. | |
| Activated link and payer rail, with the settlement snapshot. | Business verification, permitted use, payer rail support, provider eligibility and settlement destination. | |
| Wallet action review. | Direct Tempo wallet use, passkey approval, network fee, and route-specific review for cross-network movement. | |
| Approved pay run and row-level payout execution. | Verified customer access, funding proof, recipient readiness, provider rails, currency and workspace capability. |
Sourced figures
The numbers we can source.
Taken from the Limits & Enforcement policy and the product rules. Everything else is set by the route and shown in the review before you approve.
Read Limits & Enforcement$50
Pay Invoice, USD ACH. Minimum where enabled.
$1,000
Pay Invoice, USD wire. Minimum where enabled.
€200
Pay Invoice, EUR SEPA. Minimum where enabled.
$4,000
Payment Links, individual payer. Up to this per payment, USD equivalent. Lower or unavailable on some rails.
Gate types
A limit can come from several places.
- Amount
- The route can have minimums and maximums for a specific asset, fiat currency or rail. Seen in the quote or product review.
- Location
- Country, state, sanctions and provider coverage can remove a route before checkout. Seen in the quote or provider checkout.
- Verification
- Providers can require identity, business or workspace checks before larger movement. Seen in the provider or product activation flow.
- Funding and recipient readiness
- Invoices, links and payroll also depend on funding instructions, recipient details and rail readiness. Seen in the invoice, link or pay-run review.
Increase limits
How higher movement becomes available.
Use the route that owns the limit.
Start with a live quote or product review. Static ranges cannot know the exact provider, rail or recipient state.
Complete required verification.
Provider KYC, KYB, workspace activation or recipient readiness can unlock routes that are otherwise unavailable.
Switch rail when needed.
Bank rails, card rails, crypto funding and direct wallet movement can have different minimums, caps and execution windows.
What is the minimum transaction amount?
Minimums depend on product, provider, asset, fiat currency, country, payment method and rail. Use the quote or product review as the source of truth.
What is the maximum transaction amount?
Maximums are route-specific and provider-specific. Larger movement can require additional KYC, KYB, workspace approval, funding proof or recipient checks.
Why do limits vary between providers?
Providers use different regulatory coverage, risk models, banking relationships, rail support and asset or network policies. Swaps shows unavailable routes before funds move.
How do I increase a limit?
Complete the verification or activation step requested by the provider or product surface. If a rail is unavailable, choose another supported route or amount.
Do wallet transfers have the same limits?
Direct Tempo wallet actions are separate from provider-executed routes. Cross-network, fiat, Payment Links, Pay Invoice or Payroll flows can still have product and provider gates.
Use the review
for exact limits.
The route or product flow shows the active minimum, maximum and unavailable state before funds move.