Crypto Fees, Explained
Every crypto transaction involves a provider fee (charged by the payment processor) and a network fee (paid to blockchain validators). Swaps shows both upfront.
Provider Fees by Payment Method
- Credit/Debit Card: 1.5–3.5% — instant but higher fee
- Bank Transfer (SEPA): 0–1.5% — lowest fees for EUR
- Bank Transfer (ACH): 0–1.5% — lowest fees for USD
- Apple Pay / Google Pay: 2–4% — convenient mobile
- Crypto Swap (DEX): 0.1–0.5% spread — on-chain
Network Fees
Bitcoin: $1–5, Ethereum: $2–15, Solana: < $0.01, Polygon: < $0.01
FAQ
Does Swaps charge fees? No — you pay only the provider fee and network fee.
How can I minimize fees? Use bank transfers and low-fee blockchains like Solana or Polygon.
See also: Transaction Limits | Pricing
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