Fees are the parts behind the final amount.
Pricing tells you what each Swaps product costs. This page explains the components inside a route: provider processing, FX or spread, network/gas, Swaps-side service fee, and Bridge developer fee where Bridge executes product movement.
Fee components
- Swaps-side service fee: Buy / Sell / Swap currently has a $0 user-facing Swaps-side fee. If an explicit Swaps service fee applies on a product surface, it must appear in that product review before approval.
- Provider processing: Provider or payment-rail cost driven by card, bank, local rail, verification, amount, region, and provider risk pricing.
- FX or spread: Exchange rate, spread, or conversion route that changes the final amount delivered.
- Network / gas: Blockchain or network cost shown in a wallet action or live route review. Direct Tempo wallet gas is about $0.03 and can vary.
- Bridge developer fee: Flat 1% where Pay Invoice, Payment Links, or Payroll uses Bridge to execute movement.
Route inputs
- Card and mobile wallet: usually provider-priced; issuer, country, provider, amount, and risk checks decide live availability and cost.
- SEPA bank transfer: provider and bank-rail dependent; EUR support depends on provider coverage, verification, and corridor state.
- ACH bank transfer: provider and bank-rail dependent; USD support depends on provider coverage, verification, and corridor state.
- Crypto funding: network and route dependent; used by wallet, Pay Invoice, Payment Links, Payroll, or cross-network routes when enabled.
Network Fees
Network fees are separate from Swaps and provider economics. Tempo direct wallet gas is about $0.03 and can vary. Ethereum gas, Bitcoin miner fees, and L2 or alternative-chain gas remain route-specific and belong in the live route or wallet review.
How to read fee mechanics
Start with the value that reaches the destination, then separate fee owners: Swaps-side service fee, provider processing, FX or spread, network/gas, and Bridge developer fee. The exact number belongs in the quote, invoice review, activated link, wallet action, or approved pay run before funds move.
FAQ
Is Fees the same as Pricing? No. Pricing is the product-level page: it tells you which product owns the price and where the exact number appears. Fees explains the components inside a route.
Where do I see the exact fee? Use the live quote or product review screen. Static pages explain the fee model; exact costs depend on amount, country, asset, provider, rail, network, and eligibility.
What is provider processing? Provider processing is the cost owned by the provider or payment rail. It can change by card issuer, bank rail, region, verification state, amount, and provider risk rules.
What is the Bridge developer fee? It is the flat 1% developer fee used where Bridge executes movement for Pay Invoice, Payment Links, or Payroll.
See also: Product Pricing | Transaction Limits | Payment Methods | Compare Providers
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