Compare crypto providers by what you actually receive.
Swaps compares live routes by amount, asset, country, payment method, and final receive amount. Use this page to understand which provider fits the route before checkout.
The Truth Board: what we measure
Since 2026-07, Swaps has sampled live provider routes on a fixed schedule and published the measured net amount of crypto delivered against the mid-market reference price — not the advertised rate. Each measurement is timestamped and traceable to a documented method. See the full public methodology for exactly what is measured, where the numbers come from, and how long a figure stays published before it expires.
Route cost snapshot methodology
Swaps can compare a warmed Buy route against a market reference price without printing fake live numbers into prerendered HTML. The effective route price is the source amount divided by the final receive amount. The route premium compares that effective route price with the market reference price.
Use the snapshot to understand provider fee/spread, payment method, KYC, country support, network cost, route availability, and checkout ownership. It is a snapshot, not executable quote; the live quote and provider checkout still own final execution.
Provider comparison
- Stripe Onramp — USD card buy routes where Stripe Onramp is enabled.
- Transak — fiat buy or sell routes when Transak supports the exact country, asset, and method.
- Bridge — Bridge-backed stablecoin, invoice, payment-link, wallet-adjacent, and payout rails.
- OKX DEX — wallet swap routes where liquidity, gas, slippage, chain support, and approval requirements decide output.
- Onmeta — buy routes with UPI in India, QRIS in Indonesia, and QR Ph in the Philippines.
Exchanges and external reference profiles
These are not Swaps routes — they are published-disclosure profiles for the market's biggest exchanges and the highest-demand non-integrated ramp, quoted verbatim with source and retrieval date.
- MoonPay — MoonPay's own pricing disclosure, the $50 small-order truth, and measured samples once they exist.
- Kraken — published maker/taker fee schedule and Instant Buy/Sell cost.
- Coinbase — no published retail fee percentage; a variable spread Coinbase may retain any excess of.
- Binance — published spot maker/taker fee schedule; card-buy and deposit fees not published statically.
- OKX (Exchange) — published fee tables for the global site and the separate OKX US LLC entity.
What to compare
Compare final receive amount, fees to review, payment methods, KYC and limits, country support, asset support, payout path, network cost, and live quote availability.
Common routes
- Buy crypto with card or bank transfer: compare final crypto received, provider fee or spread, card or bank rail, KYC, and limits.
- Buy USDC and stablecoins: compare asset, network, payment rail, network cost, and receive amount.
- Sell stablecoins to a bank account: USDC, USDT or USDB through Bridge to an account in your name — see the payout rail, the 1% fee (Bridge + Swaps) and the expected payout before you send.
- Swap crypto from a wallet: compare output amount, gas, slippage, liquidity, chain support, and wallet approval.
How Swaps compares offers
The live quote owns final receive amount, provider pricing, FX or spread, network cost, and route costs. Provider checkout owns KYC, fraud checks, payment acceptance, transfer execution, and provider result. Wallet swaps own connected wallet, token, chain, liquidity, approval, slippage, and network gas.
Bridge bank routes carry a 1% Swaps fee. On card and local-payment routes (Transak, Onmeta) the provider's price includes a share for Swaps; Stripe routes include none. The Bridge fee is shown on its own line before you pay and on Bridge's receipt, and the amount shown is always what you receive. A swap carries a 1% Swaps fee. Swaps may also receive provider-side revenue share or referral economics on eligible routes. The user-facing route still needs to show provider pricing, FX or spread, network cost, and any explicit Swaps-side service fee before handoff.
Supporting pages
Frequently Asked Questions
Which provider costs less?
There is no fixed winner. The better route depends on amount, country, asset, payment method, provider pricing, FX or spread, network cost, KYC state, and checkout availability. Compare by final receive amount.
Why can buying crypto with a credit card cost more?
Card routes can include provider processing, card-issuer behavior, FX or spread, network cost, and provider risk checks. Some card issuers may treat crypto purchases differently, so the live quote and checkout review matter.
Why is the market price different from what I receive?
The market reference price is only the asset reference. The effective route price also reflects provider pricing, FX or spread, payment rail, network cost, country support, KYC or payment acceptance, and the provider checkout that owns final execution.
Do all providers require KYC?
Fiat providers can require identity or payment checks depending on country, amount, payment method, risk rules, and provider policy. Wallet-only swap routes do not use Swaps fiat-provider KYC, but wallet, chain, token, liquidity, approval, and gas gates still apply.
Can I sell crypto to a bank account?
Yes, for stablecoins. Swaps sells stablecoins — USDC, USDT and USDB — through Bridge, paid out to a bank account in your name by ACH, wire, SEPA, Faster Payments, PIX or SPEI. Residents of the EEA can sell USDC only. The fee to sell is 1% (Bridge + Swaps), shown before you send.
How does Swaps earn on buy and sell routes?
Bridge bank routes carry a 1% Swaps fee. On card and local-payment routes (Transak, Onmeta) the provider's price includes a share for Swaps; Stripe routes include none. The Bridge fee is shown on its own line before you pay and on Bridge's receipt, and the amount shown is always what you receive. Swapping is paused on Swaps while we rebuild it; buying and selling work. Swaps may also receive provider-side revenue share or referral economics on eligible routes. The user-facing route still needs to show provider pricing, FX or spread, network cost, and the Swaps fee before handoff.
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