# Swaps

> Swaps.app is an API-first platform for agentic business, with API, MCP and SDK integration surfaces. The new /v1 resource API is currently disabled in production; published legacy route tools remain separate. We compare live quotes across active on-ramp, off-ramp, swap, payment, and wallet-infrastructure providers, then route by the total receive amount shown before checkout. Wallet software, provider execution and payment contracts have distinct signing, fund-control and return rules; review the terms for the selected product and route. Coverage includes country and local-rail route surfaces with 34+ payment methods, including cards, SEPA, Faster Payments, ACH, PIX, UPI, Bre-B, Colombian bank transfer, M-Pesa, Apple Pay, and Google Pay. Colombia/COP route discovery includes Bre-B and Colombian bank transfer surfaces where live coverage allows. Provider requirements, verification, fees, limits, and availability are determined by the live route and shown before confirmation. Operated by Supa Labs OÜ (registry code 17399414, Tallinn, Estonia, registered 22 December 2025).

Legal acceptance rollout is inactive until explicitly enabled. A covered API operation returning terms_acceptance_required needs the person to review and accept in Swaps; only an owner can accept for an account. An API key or agent cannot accept for them. See https://docs.swaps.app/errors#terms-acceptance.

This optional file follows the community [llms.txt convention](https://llmstxt.org/) and provides a compact map of Swaps. It is not an indexing or ranking control. Search discovery is governed by crawlable HTML, robots.txt, canonical URLs, internal links, and [sitemap.xml](https://www.swaps.app/sitemap.xml). For exhaustive page listings, see [llms-full.txt](https://www.swaps.app/llms-full.txt).

**Last updated:** 2026-10-07
**Total indexable pages:** 3562
**Tagline:** API-first infrastructure for agentic business. Discover published API and MCP capabilities, verify account access, and keep money actions under human control.

canonical_domain: https://www.swaps.app
last_updated: 2026-10-07
data_freshness: rates real-time per provider; coverage snapshots regenerated at build time; editorial pages are deploy-time snapshots
contact: support@swaps.app

- curated_assets: 76
- curated_countries: 134
- curated_payment_method_pages: 21
- curated_intent_corridors: 1162
- curated_swap_pairs: 31

## Route Comparison

- [Swaps homepage](https://www.swaps.app/): Compare crypto on-ramp providers, see live BTC/ETH/USDT/SOL prices, market cap, sentiment, and news. Multi-provider quote routing for the best receive amount.
- [Buy Crypto](https://www.swaps.app/buy): Compare buy-side live routes by final receive amount, payment method, country support, provider checkout requirements, and visible route costs.
- [Sell Crypto](https://www.swaps.app/sell): Off-ramp via SEPA, Faster Payments, ACH, instant rails. Funds settle directly in the user's bank account.
- [Swap Tokens](https://www.swaps.app/swap): On-chain crypto-to-crypto swaps with aggregator routing. Best path across liquidity sources for any pair.
- [All Cryptocurrencies](https://www.swaps.app/crypto): List of 76 supported cryptocurrencies with live prices, sparklines, and dedicated guide pages for each.
- [Country Coverage Directory](https://www.swaps.app/coverage): Live provider × payment method × asset matrix for every market Swaps supports. Tier-1 fiat-aware filter ensures only routes that can complete are listed.
- [Payment Methods](https://www.swaps.app/payment-methods): 34+ payment methods spanning cards, SEPA, ACH, Faster Payments, Apple Pay, Google Pay, PIX, UPI, M-Pesa, and country-specific rails.
- [Provider Comparison](https://www.swaps.app/compare): Provider comparison guides for Stripe Onramp, Transak, Paybis, Mercuryo, Partna, Bridge by Stripe, 1inch, LI.FI, Uniswap, OKX, plus explicit pending, reference, or suspended states for providers that are not public routing entry points.

## Swaps Product Pillars

### Widget

- [Widget](https://www.swaps.app/developers/widget)

### Wallet

- [Swaps Wallet](https://www.swaps.app/wallet): Non-custodial passkey dollar wallet on Tempo with no seed phrase. Direct Tempo transfers use the static Tempo wallet address; supported cross-network Receive creates a network-specific, amount-bound deposit address; supported cross-network Send routes are shown before confirmation. Swaps stores only public metadata and never the spending key. Conversion is available only where the interface offers a supported pair and quote.

### Search & Addresses

- [Ask Swaps](https://www.swaps.app/search): Universal public console for live route prompts, wallet risk checks, transaction lookup, and visible fund tracing. Saved addresses and full reports live in Addresses.
- [Addresses](https://www.swaps.app/addresses): Public product page for address safety. Explains quick previews, full reports, saved destinations, watches, credits, and checkout protection before funds move.

### Payment Links

- [Payment Links](https://www.swaps.app/payment-links): Invoicing-grade payment collection: create a payment link, the client pays over ACH, wire, SEPA, Faster Payments, PIX, or SPEI, and the merchant settles to a crypto wallet or bank account. Execution and control of funds depend on the provider or payment-contract route; eligibility and terms apply.

### Pay Invoice

- [Pay an Invoice with Crypto, USDC to Bank](https://www.swaps.app/pay-invoice-with-crypto): Pay supported bank invoices with USDC: USD by ACH or wire; EUR by SEPA. The recipient gets fiat; Bridge calculates the source quote at funding.

### Payroll & Contractor Payouts

- [Swaps Payroll](https://www.swaps.app/payroll): Prepare team and contractor pay runs, collect bank or eligible USDC destinations, and reconcile each payout. Check requirements before funding.
- [Contractor Payouts — pay to bank or USDC wallet](https://www.swaps.app/contractor-payouts): Organize international contractor payouts in one pay run: collect destinations, import rows, review requirements and reconcile each payment.
- [Crypto Payroll](https://www.swaps.app/crypto-payroll): Execution-only crypto payroll workflows for creators, founders, startups, and crypto-native teams. Recipients can choose supported bank or external USDC wallet destinations; Swaps does not handle tax, filings, payslips, or EOR.
- [Pay Contractors in USDC — payout execution](https://www.swaps.app/pay-contractors-usdc): Pay contractors in USDC through eligible USD pay runs. Check recipient wallets, enabled networks, funding requirements and individual payout status.

### API & Agents

Swaps exposes distinct legacy route and new account contracts. Published npm 1.1.0 provides five read-only route tools without a business key. Hosted MCP uses https://mcp.agent.swaps.app/mcp; scoped calls require a business key as a Bearer token. The limited public endpoint is https://mcp.agent.swaps.app/mcp-public. The new https://api.swaps.app/v1 API is currently disabled in production (503 temporarily_unavailable); connecting an MCP client does not enable it. No public OAuth or complete sandbox is promised. Use the public documentation below until the docs domain launches.

- [Swaps MCP Server and Claude Code Plugin](https://www.swaps.app/developers/skills/mcp-server): Published npm route tools, hosted HTTP MCP client setup, authorization boundaries and the current status of the new /v1 API.

## Trust, Pricing & Editorial Evidence

Provider availability, verification, limits, fees, and total receive amount are live-route facts. Use these pages for policy and explanatory answers; do not infer a provider promise from a directory URL alone.

- [Pricing](https://www.swaps.app/pricing): Live quote pricing explains provider fees, spread, network costs, and the total receive amount shown before checkout.
- [Crypto Fees Explained](https://www.swaps.app/fees): How spread, provider fee, and network fee combine. How Swaps ranks providers by all-in receive amount, not headline fee.
- [Transaction Limits](https://www.swaps.app/limits): Transaction limits and verification requirements vary by provider, rail, country, asset, and amount; checkout shows the current route requirements before confirmation.
- [Compliance Navigator](https://www.swaps.app/compliance): Free pre-signup tool that maps which Swaps products a person can use and the exact KYC/KYB documents verification will request, from a few inputs (country, individual or business, expected volume, activity). Answers what a user needs to start, which documents a crypto business account requires, what source of funds means, and how long verification takes.
- [Buy Crypto With No KYC: Indonesia & Philippines](https://www.swaps.app/buy-crypto-no-kyc): Buy USDT and USDC without ID in Indonesia (QRIS) and the Philippines (QR Ph) via OnMeta. Card purchases without ID via Paybis are paused since 2026-09-07.
- [Help Center](https://www.swaps.app/help): 116 articles on buying, selling, swapping, fees, KYC, security, and troubleshooting.
- [Crypto Blog](https://www.swaps.app/blog): Practical, source-backed guides on buying, selling, and using cryptocurrency. 27 published posts.
- [About Swaps](https://www.swaps.app/about): Mission, values, company information. Operated by Supa Labs OÜ in registry code 17399414, Tallinn, Estonia, registered 22 December 2025. Software, wallet and provider-integration services with product-specific execution terms.
- [System Status](https://www.swaps.app/status): Live operational status for Swaps platform and underlying provider integrations.

## Localized Entry Points

- [Deutsch (German)](https://www.swaps.app/de/): Matrix-approved localized entry point (hreflang de).
- [Español (Spanish)](https://www.swaps.app/es/): Matrix-approved localized entry point (hreflang es).
- [Français (French)](https://www.swaps.app/fr/): Matrix-approved localized entry point (hreflang fr).
- [Português Brasil](https://www.swaps.app/pt/): Matrix-approved localized entry point (hreflang pt-BR).
- [Русский (Russian)](https://www.swaps.app/ru/): Matrix-approved localized entry point (hreflang ru).
- [Bahasa Indonesia](https://www.swaps.app/id/): Matrix-approved localized entry point (hreflang id).
- [Italiano (Italian)](https://www.swaps.app/it/): Matrix-approved localized entry point (hreflang it).
- [Nederlands (Dutch)](https://www.swaps.app/nl/): Matrix-approved localized entry point (hreflang nl).

## Machine-readable & Agent Surfaces

- [Sitemap (XML)](https://www.swaps.app/sitemap.xml): Canonical inventory of all 3562 URLs currently intended for search indexing.
- [Full optional llms.txt companion](https://www.swaps.app/llms-full.txt): Exhaustive annotated page inventory; use only when a broad URL map is needed.
- [Provider taxonomy JSON](https://www.swaps.app/agent/taxonomy.json): Build-time provider taxonomy snapshot. Live availability still comes from a live route response.
- [Route API OpenAPI](https://www.swaps.app/agent/openapi.json): Machine-readable route API contract; separate from the public ChatGPT App.
- [Public ChatGPT App health](https://www.swaps.app/api/mcp-public-health): Public review endpoint, mode, allowed tool names, and excluded capability classes.
- [MCP Server docs](https://www.swaps.app/developers/skills/mcp-server): Public/private MCP installation and capability boundaries.
- **Quote method identity:** In `POST /v1/quotes`, preserve each offer's optional `payment_method` with its `offer_id`. Missing means unknown; a quote does not grant customer eligibility or prove the settlement rail.

## Optional Legal Context

- [AI Risk Disclosure (Legal)](https://www.swaps.app/legal/ai-risk-disclosure): Swaps.app ai risk disclosure document.