Buy Crypto with QRPh
Buy Bitcoin and crypto with QRPh, the Philippine central bank instant-payment QR standard. Pay from any QRPh-enabled bank or wallet in PHP. Live rates on Swaps.
What is QRPh?
QRPh is the Philippines’ national QR-code payment standard, governed by the Bangko Sentral ng Pilipinas (BSP). Most Philippine banks and e-wallets — including GCash and Maya — support it, so you can scan and pay in PHP to buy crypto on Swaps without a card.
How to Buy Crypto with QRPh
- Enter the amount in PHP and select your cryptocurrency on Swaps.
- Choose "QRPh" as your payment method.
- Scan the QR code with any QRPh-enabled bank app or e-wallet and confirm.
- Payment confirms quickly, and crypto is sent to your wallet.
QRPh — Pros
- Works across most Philippine banks and wallets (GCash, Maya, and more)
- Instant settlement in PHP
- No card needed — pay by scanning a QR code
QRPh — Cons
- Philippines only
- Limits depend on your bank or wallet tier
- Selling crypto to QRPh is not currently supported
QRPh Limits & Fees
| Processing time | Instant |
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| Limits | Varies by your bank or wallet and verification level |
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| Fees | Low — typically 1-3%. |
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| Regions | Philippines |
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| Currencies | PHP (Philippine Peso) |
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Buy crypto with QRPh in the Philippines — live corridor
QRPh is the Philippine central bank’s national instant-payment QR standard, supported by most local banks and wallets including GCash and Maya. Swaps routes QRPh purchases through Onmeta, a licensed on-ramp settling in PHP, alongside other providers. Scan, pay, and the crypto goes straight to your own wallet — USDT and Bitcoin are the most-bought assets on this corridor.
QRPh crypto FAQ
Can I buy crypto with QRPh in the Philippines?
Yes. Swaps routes QRPh payments through licensed on-ramps including Onmeta, settling instantly in PHP. The crypto is sent directly to your own wallet — Provider and payment-contract routes can handle funds before delivery.
Which banks and wallets support QRPh?
QRPh is the national QR standard, so most Philippine banks and e-wallets support it, including GCash and Maya. Swaps shows whichever rail the provider supports for your purchase.
Do I need ID to buy crypto with QRPh?
On Swaps today, QR Ph purchases in the Philippines (PHP) of USDT, USDC, ETH and SOL run through OnMeta without ID; OnMeta sets the limits and may ask for verification above them. Swaps does not collect your ID.
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Why use QRPh on Swaps
Swaps does not process payments itself — it routes your QRPh transaction through the licensed on-ramp providers and protocol routes that return a live quote for your request, and ranks those quotes by total receive amount in your local currency. The strongest provider route for QRPh depends on your country, the amount, and the coin you are buying, which is why every quote is re-evaluated in real time. The crypto goes directly to the wallet address you control.
What to expect
QRPh availability varies by provider and country. Some providers settle QRPh payments instantly, others may batch transfers depending on the rail. Whether identity verification is needed depends on the provider and the amount; the provider's checkout decides. Before you pay, Swaps applies a Tier-1 fiat-aware filter so QRPh routes that would be rejected by every available provider in your country never appear in the comparison. A route is shown only when a provider returns a live quote for your request, and the provider's checkout confirms the final amount before funds move; if no route is shown, the rail is not currently available in your market.
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