When does Swaps ask me to verify?
Account & verificationEveryone·Available·Updated
Direct wallet software does not require an identity-document upload. Verification for payment links, crypto processing and provider routes depends on the product, account, location and risk checks. Bank services require verification with the applicable provider; additional checks may apply later.
What needs what
| Hold, send, receive on Tempo | No identity-document upload for direct wallet software. Route and risk restrictions can still apply. |
|---|---|
| Crypto processing | Direct Tempo payments do not require an ID check. Provider routes have their own checks. |
| Drafts: links, invoices, pay runs | No verification. |
| Activate a payment link | A verified profile and an eligible purpose under the provider’s rules. |
| Bank details, send to my bank | A verified profile; each currency unlocks on its own. |
| Pay an invoice, run payroll | A verified profile and an eligible purpose under the provider’s rules. |
| Buy and sell crypto | The provider named in the quote decides. |
As of 1 October 2026. From the Swaps product and pricing.
Who checks you
For supported bank services, Bridge runs its verification on its own page. Choose the correct Individual or Business profile. Other providers and routes can require separate or later checks; follow the status and instructions shown.
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Written by Swaps team. Updated 1 October 2026. Amounts in panels are examples.