How does Send work?
Send & receiveWallet holders·Some routes where enabled·Updated
Pick a crypto address or bank account, review the total and approve with your passkey. Confirmed blockchain transfers generally cannot be reversed. Bank payment cancellation or recall depends on the payment status and provider; recovery may be unavailable.
Send in four steps
Open Send
In your wallet, choose Send. The first screen, Where to, shows only the routes open for your account.
Choose where it goes
Crypto address sends USDC.e on Tempo, or to another network. Bank account sends to your own account. Someone else runs as Pay an invoice for now.
Review
The review shows You send, Recipient gets and the fees. For another network, the exact amount the recipient gets is quoted on this step.
Approve with your passkey
When the passkey prompt appears, choose Swaps Tempo Wallet, not your login passkey. Then the money moves.
The four routes
| Crypto address on Tempo | $0 Swaps fee; network fee about $0.03. Add a note of up to 32 bytes. Usually confirms in a few seconds. |
|---|---|
| Another network | 0.15% Swaps fee plus network costs, shown at review. Base, Ethereum or Arbitrum, where enabled. No note. |
| My account (your bank) | USD by ACH or wire, EUR by SEPA, MXN by SPEI, after verification. 1% Swaps fee, shown before you approve. |
| Someone else’s bank | Through Pay an invoice: 1%, with a reference and a receipt. Paying from your balance isn’t open yet. |
As of 1 October 2026. From the Swaps product and pricing.
If a route says Not available
Routes open per account. After verification on Bank account means you verify first. Coming soon on Someone else means that route isn’t open for your account yet: pay the person with Pay an invoice instead.
Bank sends are processed by Bridge, the provider for supported bank services. Sends to another network are carried by Relay, which holds them in transit.
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Written by Swaps team. Updated 1 October 2026. Amounts in panels are examples.