What Is Swaps And How Does It Work
Category: Getting Started
Find the answer to "what is swaps and how does it work" and related questions about buying, selling, and swapping crypto on Swaps.
About this answer
Swaps.app is an aggregator: instead of being one more crypto app you have to onboard, Swaps compares live quotes from licensed providers (Paybis, Transak, Bridge by Stripe, Mercuryo, OKX, Coinbase, and others) and routes you to the best one for your country, payment method, and amount. You do not need a Swaps account to compare or to buy — many corridors complete without an account at all. This article covers what to expect when you start, what data Swaps does and does not store, and how the buy/sell/swap flows differ from a regular exchange.
Swaps is non-custodial: when you buy, the crypto goes directly to your wallet; when you sell, fiat lands directly in your bank account. We aggregate licensed providers and surface the best live rate for your exact corridor (coin × payment method × country × amount). Every quote is filtered through a Tier-1 fiat-aware filter so dead-end routes never appear in the comparison. Quotes are refreshed in real time before each transaction, and the comparison ranks providers by total receive amount in your local currency — not by branded fees alone — so what you see is what you get.
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