Guide · For payers
Paying aSwaps link.
Got a Swaps payment link? No account needed: pay by bank transfer or in USDC, as the link offers.
Swaps team4 min read
Payment request from Atelier Oslo
1,250.00 USD
- What for
- Brand identity, phase 2
- Reference
- INV-1042
- Due
- 15 Oct 2026
Atelier Oslo is paid through Swaps.
At a glance
As of
- Who you pay
- The person or business named at the top of the page
- Swaps account
- Not needed
- Ways to pay
- Bank transfer or USDC, as the link offers
- Card
- Not available
- Fee for you
- Shown on the page before you pay. In USDC on Tempo, a 1% Swaps fee on its own line
- Receipt
- By e-mail, on methods that send one
Pay in four steps.
Check who is asking
The page names who you are paying, the amount, what it is for and the reference. If anything looks wrong, ask the sender before you pay.
Say who is paying
Choose individual or business, and add an e-mail for the receipt if you want one. Bank transfers from individuals have a cap, shown on the page.
Pay by bank or in USDC
By bank: send a one-time transfer with the reference shown, unchanged; it is how your payment is matched. In USDC: send the exact amount on the network shown. Only USDC on that network.
Watch the status
Keep the page open or come back to the link. It moves from Waiting for funds to Paid.
Send on Tempo
1,262.50 USDC
- Amount
- 1,250.00 USDC
- Swaps fee (1%)
- 12.50 USDC
Only USDC on Tempo. Other tokens or networks may be delayed or lost.
If something went wrong.
| Status | What it means | What to do |
|---|---|---|
| Underpaid | Part of the transfer arrived | Follow the current payment instructions to complete the shortfall |
| Overpaid | Paid in full, and more arrived | Contact support to request a return of the extra. The source and destination must be checked; network fees and route restrictions apply |
| Returned | The money went back to the account it came from | Pay again from an account in your own name |
| Held for support | It arrived after the request closed or was cancelled | Support follows up; you can contact it |
| Expired | The link no longer takes payments | Ask the sender for a new link |
Who carries your money.
- By bank. Bridge, the provider for supported bank services, receives and moves the transfer. The person you pay never sees your bank login.
- In USDC on Tempo. Your payment goes to a payment contract that can pay only the person you pay and the Swaps fee. Nobody can redirect it.
- From another network. Where the link offers it, Relay carries the USDC to Tempo. You give a refund address on your own wallet first.
Swaps provides the interface and transaction coordination. Questions about what you bought go to the person you paid; questions about the payment go to Swaps support.
Trust
The carrier is named on the page.
Bank-service provider
Bank payments run with Bridge. Never swapped silently.
Every cost before you pay.
The amount, the fee and the network are on the page before you send anything.
Do I need a Swaps account to pay?
No. Open the link, say who is paying and pay by bank transfer or in USDC, whichever the link offers.
Is there a fee for me?
Any fee for you is shown on the page before you pay. When you pay in USDC on Tempo, a 1% Swaps fee is added as its own line, so the person you pay receives the full amount.
Can I pay by card?
No. Swaps payment links take bank transfers and USDC, depending on what the sender enabled.
I sent the wrong token or network. What now?
Send only USDC on the network the page shows; other tokens or networks may be lost. If it already happened, contact Swaps support with the link.
Why was my bank transfer returned?
The money goes back to the account it came from. Pay again from an account in your own name, with the reference unchanged.
Get paid
the same way.
Send your own payment link. Drafting is free; 1% when money moves.