Pay a US bank invoice with crypto in USD
Settle a US dollar invoice with USDC from a supported network. Enter the recipient account, routing number, and target amount, then review the provider source quote before funding. The recipient receives fiat by ACH or wire. Swaps stays non-custodial; the off-ramp runs through Bridge, a licensed partner.
How it works
- Enter the invoice and the recipient bank details — Add the invoice amount and currency, the corridor, and the recipient bank account, plus their name and address.
- Fund it with USDC — Swaps shows the provider deposit address and source quote at funding. Send the quoted USDC amount from a supported network.
- Bridge sends the bank transfer — Bridge converts and pays the recipient bank by the chosen rail. Track the payout from funds received through to settled.
Supported corridors
ACH is typically 1 to 3 business days from a $50 minimum; a wire is same or next business day from a $1,000 minimum. A USD wire can show your name; ACH is sent through our partner Bridge. Pay from USDC on Base, Ethereum, Polygon, Arbitrum, or Optimism.
Fees and custody
Bridge applies a 1% developer fee to gross source funds. The provider calculates the source quote at funding; an earlier payout-currency estimate is not an exact USDC total. Swaps is non-custodial and never holds your money.
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