How do PIX, UPI, and M-Pesa payments work?

Answer

PIX (Brazil): Scan the QR code or use the PIX key. Payment confirms in seconds. UPI (India): Pay via any UPI app (Google Pay, PhonePe, Paytm). M-Pesa (Africa): Authorize via the STK push on your phone.

About this answer

Swaps supports 34+ payment methods spanning cards, bank transfers, fast local rails, and country-specific networks like SEPA, Faster Payments, ACH, PIX (Brazil), UPI (India), and M-Pesa (Kenya). Method availability varies by country, provider, and amount. Swaps applies a fiat-aware filter so unsupported methods are blocked or explained instead of silently shown as available.

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