What Affects The Fees I Pay
Category: Fees & Pricing
Find the answer to "what affects the fees i pay" and related questions about buying, selling, and swapping crypto on Swaps.
About this answer
Swaps shows the all-in price upfront — provider fee, spread, and any network fee — so you can compare quotes apples-to-apples before clicking through. There is no hidden Swaps markup; we route to whichever provider quotes the best receive amount for your specific corridor. Fees vary by payment method, country, and amount, which is why Swaps re-ranks providers per quote. Most corridors complete with one fee disclosure; some payment methods (e.g. card) have higher provider-side fees than others (e.g. SEPA).
Swaps is non-custodial: when you buy, the crypto goes directly to your wallet; when you sell, fiat lands directly in your bank account. We aggregate licensed providers and surface the best live rate for your exact corridor (coin × payment method × country × amount). Every quote is filtered through a Tier-1 fiat-aware filter so dead-end routes never appear in the comparison. Quotes are refreshed in real time before each transaction, and the comparison ranks providers by total receive amount in your local currency — not by branded fees alone — so what you see is what you get.
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