Question 1

Do I need an iPhone to use Apple Pay?

Accepted Answer

Yes. Apple Pay works on iPhones, iPads, and Macs with Touch ID or Face ID. It is not available on Android devices.

Question 2

Is Apple Pay more secure than entering my card?

Accepted Answer

Yes. Apple Pay uses a device-specific token instead of your actual card number. Your card details are never shared with the merchant or stored on Apple servers.

Question 3

Are the fees different from using a card directly?

Accepted Answer

No. Apple Pay fees are the same as regular card payments since it uses your linked card for processing.