Question 1

Can I buy crypto without KYC?

Accepted Answer

Without ID today: Indonesia (QRIS) and the Philippines (QR Ph) through OnMeta. OnMeta sets the limits and may ask for verification above them. Card purchases without ID through Paybis are paused on Swaps since 2026-09-07. On other routes, the provider checkout shows its requirements before you pay.

Question 2

What is the cheapest way to buy crypto?

Accepted Answer

It depends on amount and method. Cards and Apple/Google Pay can be faster but often carry higher provider fees; bank transfer and SEPA are slower but can be cheaper for larger amounts. Swaps ranks eligible providers by final receive amount for the selected corridor.

Question 3

Does Swaps charge a fee to buy crypto?

Accepted Answer

Yes, on most routes. Bridge bank routes carry a 1% Swaps fee. On card and local-payment routes (Transak, Onmeta) the provider's price includes a share for Swaps; Stripe routes include none. The Bridge fee is shown on its own line before you pay and on Bridge's receipt, and the amount shown is always what you receive. Provider pricing, spread, payment-method costs, and network costs also apply and are shown in the live quote and provider checkout.

Question 4

How fast is a crypto purchase on Swaps?

Accepted Answer

Card, Apple Pay, and Google Pay authorization can be fast, but final delivery depends on provider acceptance, verification, asset network, and execution. Bank transfer and SEPA usually take longer.