Cómo comprar criptomonedas mediante transferencia bancaria SEPA (UE)

What is a SEPA?

SEPA (Single Euro Payment Area) - allows quickly, easily and cost-effectively to make payments and transfers in Euros.

Who can use SEPA Bank transfer?

In most cases, if your bank is located in the Eurozone area, SEPA bank transfer is supported. If the bank is located outside the Eurozone, you can easily check whether the bank provides SEPA bank transfer.

Which countries does SEPA support?

SEPA currently includes 36 countries:

• 27 EU countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden;
• Non EU countries: Andorra, Monaco, Switzerland, San Marino, UK, Vatican; 
• EEA countries: Iceland, Norway, Liechtenstein.

Which countries are not supported by SEPA?

- Albania, Belarus, Brazil, Danish Faroe Islands, Greenland, Kosovo, Montenegro Saudi Arabia, Turkey, Ukraine, United Arab Emirates.

What types of SEPA Bank Transfers?

1. SEPA Direct Debit - allows you to regularly automatically withdraw money from the payer's account and deliver it to the recipient. The recipient requests funds from the sender based on a contract. It usually takes two or three business days.
2. SEPA Credit - a standard credit transfer with the obligatory addition of IBAN (International Bank Account Number) and for some transactions BIC (bank identification code) for payment authentication and correct receipt of money. Usually takes one business day.
3. SEPA Instant - the fastest SEPA transfer method. To transfer, it is necessary that the recipient's and sender's accounts accept this type of payment. It is carried out directly from the issuing bank to the receiving bank 24/7, so the transfer takes only a few seconds.

What are the benefits of SEPA bank transfer?

Сost efficiency - users don’t need to pay fees for cross-border transfers in the SEPA area.

Security - SEPA regulates high standards for banks regarding the security of the transaction and the exclusion of fraud.

Reliability - SEPA provides bank details standards: International Bank Account Number (IBAN) and Bank Identification Code (BIC) so that payment amounts are transferred on time and without mistakes.

How to Buy crypto with SEPA in Swaps?

Now you can buy crypto in Swaps using SEPA and other available systems. Here is how to do it:

Step 1: Go to swaps.app in section “Buy” and choose payment method “Bank Transfer” . Choose the necessary fiat and crypto currency and click “Buy Crypto”.

Step 2: Sign up with your email, Apple ID or Google account.

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Step 3: Pass KYC verification.

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Step 4: Paste your wallet address and move to the next step.

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Step 5: Make a transfer from your bank account using the bank details provided on the screen, confirm the transaction and receive the funds.

How to Sell crypto with SEPA in Swaps?

Step 1: Go to swaps.app in section “Sell” and choose payment method “Bank Transfer” . Choose the necessary crypto and fiat currency and click “Sell Crypto”.

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Step 2: Sign up with your email, Apple ID or Google account.

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Step 3: Pass KYC verification.

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Step 4: Confirm transaction data and add the details of the bank account to which you need to receive funds.

Step 5: Add your bank account details.

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Step 6: Send crypto to the specified wallet address.