Question 1

How does Swaps make money across products?

Accepted Answer

For Buy, Sell, and Swap, Swaps adds $0 user-facing Swaps-side fee and can earn provider-side commission or revenue share. Bridge-executed products such as Pay Invoice, Payment Links, and Payroll use a flat 1% Bridge developer fee. User-facing costs must be visible before approval.

Question 2

What does Pay an invoice cost?

Accepted Answer

Pay an invoice uses a flat 1% Bridge developer fee added on top of the invoice amount. The recipient gets the exact fiat invoice amount. Bridge/provider FX, corridor support, source chain, rail minimums, and verification still apply.

Question 3

What do Payment Links cost?

Accepted Answer

There is no setup or subscription cost for drafting links. Paid Bridge-executed movement uses the same flat 1% Bridge developer fee. Activation, payer rails, provider costs, network costs, FX or spread still need to be visible before money moves.

Question 4

What are Wallet fees?

Accepted Answer

There is no Swaps fee for holding a Swaps Wallet balance or for direct Tempo receive/send. Tempo gas is about $0.03 per transfer and can vary. Cross-network or wallet-adjacent routes can include disclosed provider and network costs.

Question 5

What does Payroll cost?

Accepted Answer

Payroll uses the same flat 1% Bridge developer fee for Bridge-executed payout movement. Provider and network costs are borne by the employer under provider terms. Payroll is execution only; it does not calculate payroll taxes, issue payslips, or handle EOR work.

Question 6

Can pricing change before approval?

Accepted Answer

Yes. Provider availability, market rates, network cost, eligibility, rail support, and risk checks can change. The relevant product surface should refresh or block a route rather than silently changing the economics.